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Hard money and fix and flip loans in Hollywood, Florida
Financing for 1950s houses to renovate, duplexes and rentals across Hollywood.
The Hollywood market for investors
Hollywood sits between Fort Lauderdale and Miami, with a beach, a walkable downtown and neighborhoods laid out in the 1920s and built out after the war.
Investors renovate mid-century houses, hold duplexes and small rentals east of I-95, and rebuild older homes near the beach and the Intracoastal.
Neighborhoods investors ask about
- Hollywood Lakes and Parkside: older homes near downtown and the beach, some in historic areas
- Highland Gardens and Royal Poinciana: lower-priced homes to renovate
- Hollywood Hills and Emerald Hills: larger houses on bigger lots
- Near Dania Beach and the airport: rentals and small multifamily
Plan for these on a Hollywood deal
- Investment property gets no homestead exemption, and combined property tax rates are often close to 2% of taxable value. The 10% yearly cap on non-homestead value resets when the property sells, and Amendment 3, approved in November 2026, lowers that cap to 5% from 2027. Budget with full market value.
- Documentary stamp tax on a deed is $0.70 per $100 of price, usually paid by the seller. A new mortgage adds note stamps of $0.35 per $100 and intangible tax of 0.2% of the loan.
- The county is in the High-Velocity Hurricane Zone, so new roofs, windows and doors need approvals rated for it. Price impact windows and the roof early.
- In a FEMA flood zone, a renovation costing 50% or more of the building’s value triggers current flood rules, which can mean elevating the house. Check the zone and the city’s counting rules before you set the scope.
- Hollywood requires vacation rentals to register with the city and meet its standards, on top of the state vacation rental license. Underwrite on long-term rent unless the address can legally host short-term rentals.
Loans available in Hollywood
| Program | Use it for | Top leverage |
|---|---|---|
| DSCR rental loans | Purchase or refinance of single-family rentals, duplexes, townhomes and small multifamily | 85% loan-to-value to buy, 80% on a cash-out refinance |
| Ground-up construction loans | Building a home, a duplex, a townhome or a small apartment building, lot included | 90% of cost for experienced builders, up to 70 to 75% of the finished value |
| Fix and flip loans | Purchase plus renovation of a property you intend to sell | 90% of the purchase price and 100% of the rehab, up to 70 to 75% of after-repair value |
| Portfolio and commercial loans | A group of rentals under one note, or multifamily and commercial property | 80% on a portfolio purchase; commercial priced per deal |
Hollywood hard money loans: common questions
Yes. We finance fix and flips, rentals and construction across Hollywood and Broward County.
Yes. Both units’ rent counts toward a DSCR loan.
Fix and flip loans average up to 21 days and can close in about 7 days when title and insurance are ready. Rental and DSCR loans take about 30 days, appraisal included. Closings are handled by a Florida title agent or real estate attorney.
Looking at a property in Hollywood?
Send the address, the price and what you plan to do with the property. We will reply with the leverage and pricing that fit your deal.